Effective Date: April 13, 2026
By accessing and using PreferredLifeGroup.com (the "Site"), you agree to be bound by these Terms & Conditions. If you do not agree to these terms, you must not use our Site or services.
Preferred Life Group operates as a free referral service. We connect consumers interested in life insurance with licensed insurance agents, agencies, and partners. We are not an insurance carrier, we do not issue insurance contracts, and we do not bind coverage.
You agree to use the Site only for lawful purposes. You must provide accurate, current, and complete information when submitting forms or requesting quotes. You agree not to:
All content, logos, text, graphics, and design elements on this Site are the property of Preferred Life Group or its licensors and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
Our Site may contain links to third-party websites or services. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites. When you are connected with a licensed agent, your relationship and any subsequent insurance policies are solely between you and the agent or their respective insurance carrier.
To the fullest extent permitted by law, Preferred Life Group shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use the Site or our referral services. We make no representations or warranties regarding the availability, rates, or terms of any insurance policy offered by third parties.
The Site and all information, content, and services provided through it are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose.
You agree to indemnify, defend, and hold harmless Preferred Life Group, its officers, directors, employees, and affiliates from any claims, liabilities, damages, or expenses arising from your use of the Site or your violation of these Terms & Conditions.
We reserve the right to modify or replace these Terms & Conditions at any time. Your continued use of the Site after any such changes constitutes your acceptance of the new terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
By opting into SMS from a website form, you agree to receive SMS messages from Preferred Life Group LLC. These messages may include responses to inquiries, follow-up communication, and customer support related to your request for life insurance services.
Message frequency may vary. Message and data rates may apply.
You can reply HELP for assistance or STOP to opt out at any time.
For more information, please visit our Privacy Policy at https://preferredlifegroup.com/privacy.