Effective Date: April 13, 2026
Preferred Life Group (PreferredLifeGroup.com) is not an insurance company, carrier, or provider. We do not underwrite insurance policies, issue insurance contracts, or bind coverage. We are a free, independent online referral service and lead generation platform designed to connect consumers with licensed insurance agents, agencies, and brokers.
Any insurance quotes, rates, or coverage amounts discussed or displayed on this site or provided by an agent are estimates based on the information you provide and are subject to change. Final rates, underwriting approval, and policy issuance are determined solely by the specific insurance carrier after a formal application process and potential medical review.
Preferred Life Group does not guarantee that you will be approved for any insurance policy or that you will receive specific rates or coverage terms.
When you submit a request for a quote or information, your details may be securely matched with one or more independent, state-licensed insurance professionals. These agents are not employees of Preferred Life Group. Any relationship or agreement you enter into regarding an insurance policy is strictly between you, the licensed agent, and the insurance carrier.
Preferred Life Group is not responsible for the advice, conduct, or services provided by these independent agents or third-party agencies.
The content provided on PreferredLifeGroup.com is for general informational and educational purposes only. It should not be construed as professional financial, legal, tax, or specific insurance advice. You should consult with a qualified professional regarding your individual circumstances before making any financial or insurance-related decisions.
Life insurance products and services are not available in all states or jurisdictions. Certain products may have restrictions or limitations depending on your location, age, health status, and the underwriting guidelines of the respective insurance carriers.